A member transitioning to a MA plan must notify which type of insurance to cancel?

When a member transitions to a Medicare Advantage (MA) plan, it is essential for them to cancel their Medicare supplement insurance. This type of insurance, also known as Medigap, is designed to cover certain out-of-pocket costs that original Medicare does not cover, such as deductibles and copayments. However, when a member enrolls in a Medicare Advantage plan, they essentially receive all their Medicare benefits through that plan, and thus, they no longer need the additional coverage provided by a Medicare supplement.

Maintaining a Medicare supplement policy while enrolled in a Medicare Advantage plan can lead to unnecessary costs since the Medicare Advantage plan provides a comprehensive package of coverage that addresses the same needs. Additionally, federal regulations prohibit individuals from having both a Medicare supplement plan and a Medicare Advantage plan simultaneously for the same health coverage, making it necessary to cancel the supplement insurance upon transitioning to the MA plan.

It’s also noteworthy that while transitioning to Medicare Advantage, members don't need to cancel private health insurance or employer-sponsored insurance, as these may still provide beneficial coverage alongside their MA plan.