Agents must provide what kind of materials when marketing Medicare plans?

The answer is correct because agents are required to present the most recent marketing materials that have been approved by regulatory authorities when marketing Medicare plans. This ensures that the information provided to potential clients is accurate, up-to-date, and compliant with legal standards. Using approved materials helps maintain consistency in messaging and protects consumers by ensuring they receive reliable information about the benefits and features of the plans being marketed.

In contrast, relying solely on verbal descriptions could lead to misunderstandings or inaccuracies, while using old marketing materials with outdated information poses the risk of misleading potential clients about available benefits. Customized materials tailored to individual clients may not have the standardized approval necessary for compliance and transparency, thereby failing to ensure that all necessary information is conveyed in a compliant manner.