If a consumer is eligible for Guaranteed Issue, which statement is true?

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The statement that a consumer who is eligible for Guaranteed Issue can only enroll in one plan at a time is accurate and reflects the specific rules surrounding Medicare enrollment. Guaranteed Issue rights ensure that individuals can enroll in specific Medicare plans regardless of their health conditions. However, despite this protective measure, they are not allowed to be enrolled in multiple Medicare Advantage or Medigap plans simultaneously.

Understanding this restriction is essential for consumers who might be exploring their options. While they have the benefit of being able to enroll regardless of pre-existing conditions, they need to keep in mind that there is a limit to how many plans they can actively enroll in at once. This prevents confusion and ensures that individuals can effectively manage their healthcare coverage under Medicare.

The other statements imply scenarios that do not align with the structure of Medicare enrollment. For instance, enrolling in any plan without restrictions does not accurately convey the concept that certain plans may still have specific eligibility criteria or limitations during different enrollment periods. Similarly, while consumers may wish to enroll in multiple plans simultaneously, the rules clearly restrict them to only one active plan to maintain order in the system. Lastly, while some individuals may have the ability to defer enrollment, this isn't universally applicable under Guaranteed Issue rights, as they often relate to specific situations where