If a customer enrolled in a MAP with or without prescription drug coverage enrolls in a PDP, what happens to their MAP coverage?

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When a customer enrolled in a Medicare Advantage Plan (MAP) decides to enroll in a standalone Prescription Drug Plan (PDP), this action automatically results in disenrollment from the MAP. This is due to the regulations governing Medicare Advantage and Medicare Prescription Drug coverage.

MAPs that include drug coverage are designed to provide all-in-one benefits, and enrolling in a separate PDP indicates a choice to leave that comprehensive coverage arrangement. Therefore, to maintain compliance with Medicare rules, the customer is automatically disenrolled from their MAP upon enrolling in a PDP.

Understanding this transition is crucial for beneficiaries to avoid gaps in their coverage and to ensure they are making informed choices regarding their healthcare plans.