In a conditional contract, what is necessary for the insured?

In a conditional contract, the obligations of the insured are clearly linked to specific conditions that must be fulfilled for the contract to be valid. For the insured, one primary requirement is to pay the premium for coverage and subsequently file a claim when necessary. This demonstrates the insured's commitment to the contract and ensures they maintain the coverage active. Payment of the premium is essential because it serves as the consideration for the insurance coverage, while filing a claim is necessary to activate the benefits provided under the policy when a covered event occurs.

Fulfilling these actions ensures that both parties—insurer and insured—uphold their responsibilities under the contract. The payment signifies the insured's investment in their protection, while filing a claim is the process through which they access that protection in times of need. Thus, this choice encapsulates the essential actions the insured must take in a conditional contract.