In what scenario would a consumer likely qualify for a Special Enrollment Period?

A consumer would qualify for a Special Enrollment Period when they experience a qualifying life event, such as moving. This special period allows individuals to enroll in or change their health insurance plans outside the standard open enrollment period. Examples of qualifying life events include moving to a new area, getting married, having a baby, or losing other health coverage. These events are significant changes in a person's life that usually affect their health insurance needs.

The presence of such life events ensures that consumers can maintain continuous coverage, as changes in residence may mean that a person is no longer in a service area for their current plan, or they need a plan that better fits their new circumstances. This flexibility is crucial for maintaining access to necessary healthcare services and managing potential disruptions in coverage.