Jackie, currently enrolled in a Medicare Advantage Plan, is newly eligible for I-SNP. What election period can she utilize?

When Jackie, who is currently enrolled in a Medicare Advantage Plan, becomes newly eligible for an Institutional Special Needs Plan (I-SNP), she can utilize the Open Enrollment Period for Institutionalized Individuals (OEPI). This election period specifically allows individuals who qualify for an I-SNP to enroll or switch plans in response to their new eligibility status.

The OEPI is designed for individuals who are living in an institution, such as a nursing home, or who require an I-SNP due to chronic health conditions that necessitate specialized care. This period extends for a duration of up to three months after a person becomes eligible, providing flexibility in making coverage decisions based on their unique health care needs.

In comparison to other enrollment periods like the Annual Enrollment Period (AEP), which is more general and does not cater specifically to those with institutional needs, or the Special Enrollment Period (SEP), which typically applies to various qualifying life events, the OEPI is tailored to the circumstances of individuals transitioning to institutional care. Therefore, this makes it the most appropriate choice for Jackie in her situation.