Under COBRA, who are eligible individuals entitled to continue coverage through?

Under COBRA (Consolidated Omnibus Budget Reconciliation Act), eligible individuals have the right to continue their group health insurance coverage provided by their employer-sponsored programs after experiencing certain qualifying events, such as job loss, reduction in hours, divorce, or a dependent child's loss of dependent status. This continuation of coverage allows individuals and their families to maintain access to their health benefits for a limited period, typically up to 18 months, though it can extend to 36 months in specific situations.

Employer-sponsored programs are specifically designed to offer health benefits as part of an employment package, and COBRA ensures that, despite a qualifying event, individuals can retain similar coverage. This is crucial for ensuring continuity of care and avoiding gaps in health insurance during transitions in employment status.

Other options, such as state health care systems, private health plans, and federal health insurance, do not relate directly to the continuation of the specific group coverage provided under COBRA. Instead, COBRA focuses solely on the continuation of employer-sponsored group health plans.