What are two options for consumers to obtain Part D prescription drug coverage?

The correct answer is based on understanding the key aspects of Medicare Part D prescription drug coverage. Consumers have two primary options to obtain this coverage: they can choose to enroll in a Medicare Advantage Plan that includes prescription drug coverage, or they can enroll in a stand-alone Medicare Prescription Drug Plan.

Medicare Advantage Plans (also known as Part C) are health plans offered by private insurance companies that contract with Medicare. These plans often include both medical and drug coverage, providing a comprehensive solution for beneficiaries. On the other hand, a stand-alone Medicare Prescription Drug Plan is specifically designed to cover prescription medications and can be purchased separately from original Medicare.

The other options do not provide the correct combinations for obtaining Part D coverage. Medicare Supplement Insurance Plans are designed to cover costs that original Medicare doesn't cover, but they do not provide drug coverage. Local pharmacy savings cards can help with medication costs but are not a substitute for federally sanctioned Part D coverage, and Medicare health plans are too vague and do not specifically relate to Part D prescription coverage.