What are two options for Medicare consumers to get Part D prescription drug coverage?

The two options for Medicare consumers to obtain Part D prescription drug coverage are enrolling in a stand-alone Medicare Prescription Drug Plan (PDP) and enrolling in a Medicare Advantage Plan that includes prescription drug coverage.

Choosing a stand-alone Medicare Prescription Drug Plan (PDP) allows beneficiaries to add prescription drug coverage to their Original Medicare, which consists of Part A (hospital insurance) and Part B (medical insurance). This option is suitable for individuals who want to keep their Original Medicare while ensuring they have coverage for their medications.

On the other hand, enrolling in a Medicare Advantage Plan that includes prescription drug coverage offers an all-in-one alternative, combining both health and drug coverage. Medicare Advantage plans, also known as Part C, often provide additional benefits beyond what Original Medicare offers, such as vision and dental coverage, and can be a more comprehensive solution for those looking for both medical and drug coverage in one plan.

Options that do not provide Part D coverage, such as a Medicare Advantage Plan with no drug coverage, do not meet the criteria for obtaining prescription drug benefits under Medicare, making them ineligible choices for Part D coverage. Thus, the correct answer includes both a stand-alone PDP and a Medicare Advantage Plan with prescription drug coverage.