What are two options for Medicare consumers to obtain Part D prescription drug coverage?

The correct answer highlights key options available for Medicare consumers to obtain Part D prescription drug coverage. One major way is through enrolling in a Medicare Advantage Plan that includes drug coverage, which combines medical and prescription drug benefits in one plan. This integrated approach can be convenient for beneficiaries as it may streamline their healthcare management, allowing them to receive all their services under a single plan.

The second aspect of the correct response indicates that consumers can also enroll in a stand-alone Medicare Prescription Drug Plan. This option allows Medicare beneficiaries to obtain prescription drug coverage without bundling it with their medical coverage, which can be beneficial for those who prefer to maintain their original Medicare coverage and still wish to add prescription drug benefits.

The other options do not accurately reflect the alternatives available under Medicare for obtaining Part D coverage. Enrolling in a stand-alone Medicare Health Plan is misleading as it suggests a type of plan that does not exist in the context of Part D. Retail pharmacy purchases alone do not count as a means of obtaining Part D prescription drug coverage, as this coverage must be provided through specific Medicare plans.