What authority must an individual possess to sign an enrollment application on behalf of a consumer?

To sign an enrollment application on behalf of a consumer, an individual must have a Power of Attorney. This legal document grants someone the authority to act on another person's behalf in legal and financial matters, including signing documents. When it comes to enrollment applications, having Power of Attorney ensures that the individual signing has the proper legal authorization to make decisions and commitments for the consumer.

Permission from the consumer, while important for ethical reasons, may not provide the legal backing needed to finalize the enrollment documents. Similarly, being a legal guardian gives some authority but may not automatically encompass all the rights needed under specific circumstances for health insurance enrollment. A verbal agreement lacks the formality and enforceability of a legal document, making Power of Attorney the most reliable form of authority.