What distinguishes a MA-Part D plan from a standard MA plan?

A MA-Part D plan is specifically designed to include prescription drug coverage, which is a key differentiator from standard Medicare Advantage (MA) plans. While standard MA plans may offer various health benefits such as preventive care services, they do not necessarily include coverage for prescription medications. The MA-Part D plans combine the benefits of Medicare Advantage with prescription drug coverage (Part D), catering particularly to beneficiaries who need medication as part of their healthcare routine.

This focus on prescription drug coverage means that individuals enrolling in MA-Part D plans can manage their health needs more comprehensively, with access to medications without having to purchase a separate Part D plan. The integration of these services simplifies the management of healthcare for enrollees.

Options involving preventive care, elimination of fees, or specialty care referrals do not specifically characterize MA-Part D plans, as these features can be found across various types of MA plans and do not pertain to the distinctive inclusion of drug coverage.