What document must a consumer review before enrolling in a Medicare plan?

A consumer must review the Summary of Benefits before enrolling in a Medicare plan because this document provides essential information about what the plan covers and how it works. It outlines the benefits and services that the Medicare plan will provide, including costs such as premiums, deductibles, copayments, and coinsurance. Understanding these details is crucial for consumers to make informed decisions about their healthcare options and to ensure that the chosen plan meets their medical needs and financial situation.

The other documents mentioned, such as a Medical History Report, Financial Projection Document, and Health Assessment Form, do not serve the same purpose. While a medical history report may offer insights into a consumer's health needs, it does not specify the benefits provided by the Medicare plan itself. Financial projection documents typically analyze potential costs but may not be directly related to the details of Medicare plans. Similarly, the health assessment form is generally used to evaluate health status rather than providing coverage and benefit information.