What is an important reason to compare plan options with a consumer's current coverage?

Comparing plan options with a consumer's current coverage is essential to ensure the consumer understands potential gains and losses. This process allows the individual to weigh the benefits of new plans against their existing coverage, highlighting significant differences in cost, coverage, and services provided. By identifying what improvements or drawbacks may arise from switching plans, the consumer can make an informed decision that best meets their healthcare needs.

The focus is not merely to advocate for a more expensive plan or rush through enrollment, as these actions do not prioritize the consumer's best interests. Additionally, while regulatory requirements may necessitate some comparative evaluations, the primary goal should always be to empower the consumer with knowledge regarding their options, enabling them to make decisions based on comprehensive information about how those options affect their health and financial situation.