What is one of the key advantages of D-SNPs for eligible consumers?

One of the key advantages of Dual Eligible Special Needs Plans (D-SNPs) for eligible consumers is the coordinated care across both Medicare and Medicaid. D-SNPs are specifically designed to serve individuals who are eligible for both Medicare and Medicaid, and they aim to provide seamless integration of services from both programs. This coordination helps to ensure that beneficiaries receive comprehensive care tailored to their unique needs, which can result in improved health outcomes and greater efficiency in resource utilization.

Through this integrated approach, members benefit from care management and access to a wide range of services, which can include medical care, behavioral health, long-term services, and supports. Coordinated care in D-SNPs also facilitates communication among healthcare providers, leading to better management of chronic conditions and a more holistic approach to patient care.

In contrast, the other options highlight limitations or features that do not provide the same level of advantage for consumers. For instance, access to only generic medications and higher premium costs are not benefits associated with D-SNPs. Additionally, limitations on provider choices could restrict access to necessary care, making it less advantageous than the coordinated care model that D-SNPs offer.