What is the duration of the option period for COBRA health insurance continuation?

The correct duration of the option period for COBRA health insurance continuation is 60 days. Under the Consolidated Omnibus Budget Reconciliation Act (COBRA), individuals who qualify for continuation coverage are given a period of 60 days to decide whether to exercise their right to continue their employer-sponsored health insurance. This period starts from the date of the qualifying event, such as the loss of a job or reduction in work hours, or from the date they receive their election notice from their employer.

This 60-day window ensures that individuals have adequate time to review their options and make an informed decision about whether to opt for continued coverage, which can be particularly important during transitions in employment and health coverage.