What is the role of an independent insurance agent?

The role of an independent insurance agent is centered around the ability to work for themselves while representing multiple insurance companies. This independence allows them to offer a variety of insurance products and plans to their clients. They can assess the specific needs of clients and select policies from different insurers, thus providing tailored solutions that best fit those needs. Their flexibility and access to a broader range of products distinguish them from agents who are tied to a single insurance company, limiting the options available to clients.

This independence enables agents to compare coverage options, prices, and benefits among various insurers, which can lead to more competitive pricing and better coverage for the clients they serve. As a result, clients often benefit from the personalized service and diverse offerings that independent agents provide.