What is true about a Medicare Supplement Insurance Plan member wanting to enroll in a Medicare Advantage (MA) plan?

When a member with a Medicare Supplement Insurance Plan wishes to enroll in a Medicare Advantage (MA) Plan, one important requirement is that they must cancel their existing Medicare Supplement Insurance. This is because a Medicare Supplement plan is designed to complement Original Medicare, not to work alongside a Medicare Advantage plan. Medicare Advantage plans provide all of the benefits of Medicare Part A and Part B and often include additional coverage, rendering the supplementary coverage unnecessary.

Having both types of plans at the same time could lead to confusion and issues regarding coverage, as the Medicare Advantage plan would typically cover the services that a Medicare Supplement would cover, potentially creating an overlap. Therefore, when switching from a Medicare Supplement to an MA Plan, the individual must terminate the supplementary insurance to ensure compliance with the regulations and to avoid potential complications with claims and benefits.