What is true for Jason, who is 72 and previously covered under another Medicare Supplement Plan?

For someone like Jason, who is 72 and previously covered under another Medicare Supplement Plan, the key factor is the rules governing the transition between Medicare Supplement policies. When an individual switches from one Medicare Supplement Plan to another, they have certain rights regarding enrollment and underwriting.

If Jason had not entered a guaranteed issue period (which typically allows a person to switch plans without health questions), he may be subject to underwriting. Underwriting is a process where the insurance company assesses health history and current health status to determine eligibility for coverage and to set premiums. Therefore, if he is transitioning outside of a guaranteed issue window, he could indeed be underwritten to assess his eligibility for coverage.

In contrast, if he were enrolling during a special period granted due to certain circumstances (like losing coverage), he might have the option to enroll without underwriting. However, given the information that is typically provided in these scenarios, if he does not meet specific qualifying conditions for guaranteed issue, underwriting would apply. This is a fundamental aspect of Medicare Supplement plans, ensuring that insurers can evaluate potential risks associated with applicants' health statuses.