What must a member of a Medicare Supplement Insurance Plan do if they want to enroll in an MA Plan?

Enrolling in a Medicare Advantage (MA) Plan while simultaneously holding a Medicare Supplement Insurance Plan involves specific actions regarding the management of the Medicare Supplement coverage. When a member decides to switch to an MA Plan, they are typically not permitted to maintain their Medicare Supplement policy, as the two coverages serve overlapping purposes in providing benefits to the member.

Submitting a request to cancel the Supplement Insurance after enrolling in the MA Plan is the correct protocol. This ensures that there is no confusion regarding coverage and prevents the potential of paying premiums for a policy that is no longer necessary. Additionally, the MA Plan becomes the primary coverage, which provides comprehensive benefits that the Supplement Insurance would no longer duplicate.

Members should be aware that keeping both types of plans can lead to unnecessary expenses, and therefore, formally canceling the Supplement Insurance by submitting a request is the structured and advisable approach in this situation. By doing so, the member clarifies their health insurance coverage and avoids complications or issues regarding claims and payments.