What must agents confirm before selling D-SNPs?

Before selling Dual Special Needs Plans (D-SNPs), it is essential for agents to confirm the consumer's Medicaid level and Medicare enrollment status. This is a critical requirement because D-SNPs are designed specifically for individuals who are eligible for both Medicare and Medicaid. To ensure that consumers are enrolled in the right plan that meets their unique needs, agents must verify that they qualify for both programs.

Understanding the consumer's Medicaid eligibility allows agents to assess which benefits are applicable under the D-SNP plan, as these plans often provide enhanced benefits that cater to the dual-eligible population. Additionally, confirming Medicare enrollment status ensures that the consumer can access the necessary services covered under the D-SNP, as these plans build upon Medicare services for a more comprehensive coverage experience.

While other options provide valuable information about the consumer's overall health insurance situation or preferences, they do not fulfill the specific requirement of establishing eligibility for D-SNPs. The focus on Medicaid level and Medicare enrollment status is fundamental in determining whether a consumer can be appropriately enrolled in a D-SNP.