What must an agent explain to a consumer acting as a legal representative during an Enrollment Application process?

In the context of the Enrollment Application process, it's essential for an agent to communicate to a consumer acting as a legal representative that the representative must have proof of legal authority. This proof demonstrates that the individual has the legal right to act on behalf of the consumer in this enrollment process. This is critical for ensuring that the enrollment is valid and protects the rights and interests of the consumer.

Having valid legal authority is not just a procedural formality; it ensures that the representative is recognized by legal standards to make decisions or provide consent on behalf of the consumer. This protects both the consumer and the institution from potential legal issues that might arise if the representative were not authorized to act.

The other options focus on various aspects of the enrollment process, but they do not encompass the fundamental need for legal authority, which is crucial in ensuring that the actions taken by the representative are legitimate and binding.