What should consumers do if they are unsure about their prescription drug coverage?

Consulting with Medicare for guidance is the best action for consumers who are unsure about their prescription drug coverage. Medicare representatives can provide accurate information about the details of their coverage options, including formularies, premiums, and potential out-of-pocket costs. By reaching out for official guidance, consumers can make informed decisions tailored to their specific healthcare needs and financial situation.

In contrast, guessing based on previous plans might lead to assumptions that are no longer valid, as drug coverage can change yearly. Changing coverage randomly could result in selecting a plan that does not adequately meet their needs or may even have higher costs. Remaining in their current plan without inquiry may result in missing out on possible benefits or savings, especially if there have been changes to the plan or new options available. Consulting with Medicare ensures consumers are fully informed and able to make the best decision concerning their healthcare coverage.