When is Mary's Medicare Supplement Open Enrollment period if she turns 65 on September 23, 2021?

Mary's Medicare Supplement Open Enrollment period begins when she turns 65 years old and lasts for six months following that birthday. Since Mary turns 65 on September 23, 2021, her Open Enrollment period begins on that date and extends through February 28, 2022. This is a crucial time as it allows her to buy a Medicare Supplement policy without medical underwriting, meaning she cannot be denied coverage or charged higher premiums based on her pre-existing conditions.

The other options provided do not accurately reflect the rules governing the Medicare Supplement Open Enrollment period. The specific timeframe of September 2021 through February 2022 aligns perfectly with the regulations regarding enrollment and coverage options available for individuals who have just become eligible for Medicare at age 65. Understanding these periods is essential for beneficiaries to secure the best possible Medicare Supplement insurance without additional barriers.