Which eligibility requirement is true for Medicare Prescription Drug Plans?

The requirement for Medicare Prescription Drug Plans stipulates that a consumer must be entitled to Medicare Part A and/or enrolled in Medicare Part B. This inclusion is crucial because Medicare Prescription Drug Plans, also known as Part D plans, are designed to offer prescription drug coverage to individuals who are already receiving Medicare benefits.

Eligibility for Part D does not hinge solely on age, with individuals under 65 who qualify for Medicare due to certain disabilities also eligible for these plans. Therefore, the focus is on being entitled to Part A and/or enrolled in Part B, which ensures that the individual is part of the Medicare program and can access the additional drug coverage that Part D offers.

While turning 65 is a common means of becoming eligible for Medicare, simply being of that age does not automatically qualify someone for Medicare Part D without the required enrollment in the respective Medicare Parts. Similarly, residency requirements do not factor into eligibility for Part D, aside from needing to live in the service area of the drug plan chosen. Thus, being entitled to Part A and/or enrolled in Part B is the most comprehensive and accurate eligibility condition for Medicare Prescription Drug Plans.