Which group is specifically targeted by Dual SNP plans?

Dual SNP (Special Needs Plan) plans are designed specifically for individuals who qualify for both Medicare and Medicaid, also known as dual-eligible beneficiaries. These plans aim to cater to the unique healthcare needs of this population by integrating services and benefits that address both Medicare and Medicaid requirements.

Medicare is a federal program primarily for individuals aged 65 and older or those with certain disabilities, while Medicaid is a joint federal and state program that assists with medical costs for people with limited income. Since dual-eligible beneficiaries rely on both programs for their healthcare coverage, Dual SNP plans offer coordinated care, enhanced benefits, and a simplified experience to help manage their complex health needs effectively.

The other groups mentioned do not align with the specific target of Dual SNP plans. For instance, individuals without insurance would not be eligible for these plans as they require enrollment in both Medicare and Medicaid. Medicare beneficiaries with only Medicare and individuals seeking retirement advice also do not fall under the umbrella of dual eligibility, as their circumstances do not involve accessing benefits from both programs simultaneously.