Which of the following defines a Medicare Advantage (MA) Plan?

Medicare Advantage (MA) Plans are a type of health insurance plan offered by private companies that are approved by Medicare. These plans must provide, at a minimum, all the benefits covered by Original Medicare (Part A and Part B), which includes hospital services, outpatient care, preventive services, and more. This requirement ensures that beneficiaries receive at least the same level of coverage they would have if they were enrolled in Original Medicare.

The emphasis on equivalency to Original Medicare is critical, as it allows beneficiaries to choose MA Plans that may offer additional services and benefits not covered by Original Medicare, such as vision, dental, or wellness programs, enhancing the overall care provided. Thus, defining a Medicare Advantage Plan in this way underscores the foundational role of Original Medicare in shaping the benefits of MA Plans.

The other options do not accurately reflect the full scope of coverage or eligibility requirements for Medicare Advantage Plans, which helps clarify why they are not correct.