Which of the following is a type of employer-sponsored health benefit?

Employer-sponsored health benefits refer to health insurance plans that employers provide to their employees as part of their benefits package. This type of coverage is designed to help employees access healthcare services while sharing the costs with their employer.

Employer paid group health insurance is a primary example of employer-sponsored health benefits. In this arrangement, the employer typically pays a portion or the entirety of the premiums for the insurance policy, offering employees a more affordable way to obtain health coverage. Group health insurance plans are also advantageous because they typically provide coverage for a broad base of employees, which can lead to lower overall costs compared to individual plans due to the risk being spread over a larger group.

Consequently, this choice aligns perfectly with the definition of employer-sponsored health benefits, as it directly connects the employer’s contribution to employees’ health insurance. The other options do not represent employer-sponsored benefits in this context: individual health insurance is purchased by individuals independently; family health insurance can be a personal choice not necessarily linked to employer contributions; and government health insurance is provided by government entities, not employers.