Which of the following is true for someone enrolling in a Medicare Supplement Insurance Plan?

The correct statement regarding enrolling in a Medicare Supplement Insurance Plan is that the consumer must be a resident of the state in which they are applying. Medicare Supplement Insurance, often referred to as Medigap, is designed to help cover costs that Medicare does not cover, and the plans are regulated by state laws. Each state may have different plans available, and eligibility is contingent upon being a resident in the state where the application is submitted. Residency is important because it determines which specific plans and providers are available to the individual, as well as the specific regulations that each state enforces regarding these policies.

The other options do not align with the general rules governing Medigap enrollment. For example, enrollment in a Medicare Supplement plan typically requires that the individual be enrolled in Medicare Part A and Part B, which makes the first choice inaccurate. While some states might offer plans for individuals under age 65, this is not universally true, making the third option unreliable. The concept that individuals are automatically eligible for these plans at age 65 is misleading; while turning 65 does grant eligibility for Medicare, it does not automatically extend to Medigap insurance without the individual actively enrolling and meeting other eligibility criteria such as residency.