Which of the following is a primary benefit of the Low Income Subsidy program?

The primary benefit of the Low Income Subsidy (LIS) program is indeed focused on providing financial assistance to individuals with limited income. This program was designed to help eligible beneficiaries lower their monthly premiums and reduce cost-sharing for their prescription drug costs. By doing so, it ensures that those who may struggle to afford necessary medications can receive the medications they need without incurring excessive out-of-pocket expenses.

The LIS program is particularly important as it helps make healthcare more accessible for low-income individuals, allowing them to maintain their health through affordable medication. Many beneficiaries, particularly older adults or those with disabilities, often face significant financial burdens, and the program plays a critical role in alleviating some of that pressure.

In contrast, options involving guaranteed benefits, increased coverage limits, or automatic enrollment do not accurately reflect the specific objectives or outcomes associated with the Low Income Subsidy program. Rather, the focus on reducing financial barriers highlights the essential purpose of the program, making lower premiums and cost-sharing the most relevant and beneficial outcome for eligible participants.