Which of the following lead generating activities is NOT compliant according to regulations?

Calling referred individuals without prior consent is considered non-compliant according to regulations because it infringes upon individuals' rights to privacy and consent regarding telemarketing. Under various consumer protection laws, such as the Telephone Consumer Protection Act (TCPA), it is essential to obtain express prior consent from an individual before making unsolicited calls. This regulation aims to protect consumers from unwanted solicitations, and failing to adhere to it could result in legal repercussions for the calling party.

In contrast, offering seminars about Medicare benefits is compliant as it serves an educational purpose and allows potential clients to engage voluntarily. Asking for referrals from existing clients is also considered compliant, as it involves individuals who have already established a relationship and have given implicit consent to share their experience with others. Sending newsletters to potential leads is compliant too, as it typically involves providing valuable information and allows recipients the option to opt out. Overall, the emphasis on consent and consumer choice in communication is critical for maintaining compliance in lead-generating activities.