Which statement about a Medicare Supplement Insurance Plan member wanting to enroll in an MA Plan is correct?

The correct statement regarding a Medicare Supplement Insurance Plan member wanting to enroll in a Medicare Advantage (MA) Plan is that Medicare Supplement Insurance can be used in conjunction with an MA Plan, but a member must cancel their Medicare Supplement Insurance.

When a member enrolls in an MA Plan, they typically no longer need the Medicare Supplement Insurance, commonly referred to as Medigap, because the MA Plan serves as a comprehensive substitute that provides coverage for many of the costs that Medigap would cover. Since MA Plans often provide additional benefits beyond what Original Medicare covers, the redundancy of maintaining both would not be beneficial for the member.

Enrolling in an MA Plan generally means that the member is opting for a different way to receive their Medicare benefits, and thus having a Medigap policy might not be necessary anymore. Therefore, the member needs to assess their situation and confirm that the benefits of the MA Plan meet their needs without the supplementary coverage.

Considering the context of the other statements: automatically canceling the Medicare Supplement Insurance upon enrolling in an MA Plan is not correct as the member must take the initiative to cancel it; keeping the Medicare Supplement Insurance while enrolled in an MA Plan is not practical since overlapping coverage may result in unnecessary costs; and submitting a request to