Which statement accurately describes people eligible for Medicare?

The correct answer identifies that eligibility for Medicare includes individuals over the age of 65, as well as those under 65 who have certain disabilities. Medicare is a federal health insurance program primarily designed for seniors, but it also extends coverage to younger individuals with specific qualifying conditions, such as end-stage renal disease or amyotrophic lateral sclerosis (ALS). This inclusivity reflects the program's aim to provide necessary healthcare coverage to a broader population beyond just the elderly, ensuring that those with significant health challenges receive the support they need.

Options that suggest only disabled individuals or only retirees qualify for Medicare are incomplete, as they exclude the significant portion of the population over 65 who automatically qualify based on age. Similarly, stating that Medicare is available to all ages is inaccurate since the program primarily serves those who meet the age or disability criteria, leaving out young and healthy individuals who do not meet these specific qualifications. This clarification on Medicare eligibility is crucial for understanding how the program functions and who it serves.