Which statement regarding Medicare Supplement Insurance underwriting criteria is true?

Medicare Supplement Insurance underwriting criteria indicates that consumers may indeed be underwritten to assess their acceptance and determine rates. This means that insurers can evaluate an applicant's medical history and current health status to gauge risk levels before approving coverage. As a result, the premium rates can be adjusted based on the individual's health profile, which is a standard practice in the insurance industry.

It's important to note that while some states offer guaranteed issue rights or a period where consumers can enroll without medical underwriting, this does not apply universally. Thus, underwriting remains a crucial mechanism for many plans, allowing insurers to manage risk effectively. Other statements suggest either complete acceptance of all applicants or restrictions based solely on age, which does not reflect the broader practices surrounding Medicare Supplement Insurance. Additionally, while Medicare itself does not permit underwriting for the services covered under the original Medicare program, Medicare Supplement Insurance, which is sold by private insurers, can utilize these criteria to some extent.