Which two statements define a Medicare Advantage plan?

A Medicare Advantage plan is designed to provide benefits that encapsulate the coverage provided by Original Medicare, which comprises Part A (hospital insurance) and Part B (medical insurance). The reason the first statement is accurate is that Medicare Advantage plans must offer at least the same level of benefits as Original Medicare and typically build upon them by incorporating additional services, such as prescription drug coverage, vision care, and preventive health services.

This characteristic of Medicare Advantage plans allows beneficiaries to access a wider range of healthcare services beyond what Original Medicare provides. Plans often bundle different types of coverage, which can lead to convenience and potentially lower overall costs for enrollees. This multi-faceted approach directly aligns with the objectives of Medicare Advantage programs to enhance the healthcare experience and improve outcomes for beneficiaries.

The other statements do not accurately represent Medicare Advantage plans. While some may include vision and dental (but not exclusively), they do not depend solely on income for eligibility. Additionally, Medicare Advantage is not limited only to hospital services; they can offer a comprehensive suite of medical benefits. Lastly, enrollment in Medicaid is not a requirement to access a Medicare Advantage plan, and these plans typically involve cost-sharing arrangements rather than offering services completely at no cost.