Who is authorized to sign an Enrollment Application?

The consumer or an authorized legal representative is the correct answer for who is authorized to sign an Enrollment Application. This aligns with standard practices in healthcare enrollment processes, where individuals may have legal representatives—such as guardians or power of attorney—who are permitted to act on their behalf in legal matters, including signing documents related to healthcare enrollment.

This ensures that the rights and interests of those who may be incapacitated or otherwise unable to make decisions are protected. The presence of an authorized legal representative helps to verify that the application is signed by someone with the legal authority to do so, thereby safeguarding the integrity of the enrollment process.

Other options do not capture the necessary legal nuance. For instance, while the consumer alone could sign the application, it doesn't take into account scenarios involving those who are unable to sign due to health conditions or incapacity. Similarly, though a consumer may choose to authorize someone else to sign on their behalf, that authorization must meet legal requirements to be valid, and not just any person can be considered authorized without proper legal authority. The option that limits to immediate family members might not encompass all legal representatives available to the consumer, thus narrowing the scope unfairly.