Why might a consumer with Original Medicare be interested in an MA Plan?

A consumer with Original Medicare might be interested in a Medicare Advantage (MA) Plan primarily because these plans offer additional coverage that goes beyond what Original Medicare provides. While Original Medicare consists of Part A (hospital insurance) and Part B (medical insurance), it does not cover certain services such as routine dental and vision care, hearing aids, or wellness programs. MA Plans often include these additional benefits, making them an attractive option for individuals seeking more comprehensive health care coverage.

MA Plans also frequently incorporate Prescription Drug coverage (Part D), which is not automatically included in Original Medicare. This can simplify a consumer's healthcare experience, consolidating multiple aspects of their health care coverage into one plan with a single premium.

Furthermore, MA Plans may include certain cost-saving mechanisms, like lower copayments for services, which can help consumers manage their healthcare expenses more effectively. Thus, the added coverage and potential savings make MA Plans appealing to those who want more than what Original Medicare provides.